Project detail - GUARANTY TRUST BANK (GHANA) LIMITED

GUARANTY TRUST BANK (GHANA) LIMITED

Status: Completed investment
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Disclaimer

The information as disclosed is indicative and provided on an "as-is/as available" basis for general informational purposes only and should not be construed as financial, legal or investment advice, nor as a commitment or an offer to arrange or provide any financing. The final decision to provide financing is subject to the terms and conditions of FMO in its sole and absolute discretion. When providing links to other sites, FMO bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. The information on proposed investment for high-risk investments is made available in the language relevant to the country or region where the bulk of operations take place. Translations of any information into languages other than English are intended as a convenience for local stakeholders. In case of any discrepancy, the information provided in English will prevail.

Who is our customer

Guaranty Trust Bank (GTB) Ghana is a subsidiary of Guaranty Trust Bank Plc, one of Nigeria’s top banks. GTB Ghana has been operational since 2006 and has grown into a universal bank offering full financial services to corporate clients and a growing number of SME and retail clients.

What is our funding objective?

FMO has provided a long term facility of USD$ 20 million to GTB Ghana. The facility is used to lend to infrastructure projects in ports, roads and telecommunications and more specifically to finance GTB’s portion in the expansion of Ghana’s largest port. GTB together with other banks have formed a large syndicate to finance Tema Port and increase the port’s trade capacity. This is the second facility FMO has provided to GTB Ghana.

Why do we fund this investment?

FMO provides long term financing that will generate strong economic development impact. The expected contribution of the banking sector in financing infrastructure is increasingly important in bridging the infrastructure gap in Ghana. Currently, long term funding is in short supply in Ghana’s banking industry. Public contribution to infrastructure development has been greatly affected by volatility in the economic conditions. FMO aims to help GTB Bank with increased capacity through extending this loan which enables GTB to participate in financing infrastructure projects crucial for trade development and economic growth and in employment creation.

Website customer/investment
http://www.gtbghana.com
Region
Africa
Country
Ghana
Sector
Financial Institutions
Effective date
7/2/2014
End date
4/19/2019
Total FMO financing
USD 20.00 MLN
Funding
FMO NV
Risk categorization on environmental and social impacts, A = high risk, B+ = medium high risk, B = medium risk, C = low risk Environmental & Social Category
(A, B+, B or C)
B